How To Play Baccarat



Played with one standard deck of 52 cards, the objective of the Baccarat is to predict whose hand, the Banker’s or the Player’s, will be closer to the value of nine. The player is given the choice of either betting on the banker’s hand, the player’s hand, or a tie between player’s and the banker’s hands.

  1. The value of each hand is determined by adding the values of its individual cards, with tens and face cards counting as zero, aces counting as one, and all the other cards representing their own value.
  2. Two cards are dealt to the player and the banker:  If either hand is "neutral" (value of 8 or 9), it must be exposed until the game ends.
  3. Player’s hand rules:  If the player’s first two cards total 6 or more the player cannot draw a card. If the player’s first two cards total 5 or less the player will draw one more card.
  4. Banker’s hand rules:  If the banker’s first two cards total 7 or more, then the banker stands.  If the banker’s cards total 0 – 2, the bank draws one more card.   If the banker’s cards total 3 – 6 , whether or not the banker draws depends on the value of the player’s first two cards.


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